In the dynamic landscape of online commerce, selecting the right payment gateway is a critical decision that can significantly impact the success of businesses. Amongst the various options, white-label payment gateways have emerged as versatile solutions, providing customisable and brandable payment processing services. This blog embarks on a comprehensive exploration of the market’s top white label payment gateways. Our journey entails a meticulous examination of their key features, evaluating their efficacy for businesses across diverse industries, and understanding the unparalleled advantages they offer.
As we navigate through the intricacies of these cutting-edge solutions, we aim to provide you with valuable insights into how white label payment gateways can transform the online payment experience. Join us on this insightful expedition, where we uncover the finest white label payment gateways, shedding light on their transformative potential for businesses seeking to optimise financial transactions and elevate their e-commerce ventures to new heights.
What Is A White Label Payment Gateway?
A white-label payment gateway is like a customisable tool that helps businesses add payment features to their platforms while keeping their own branding. Unlike regular payment services that use their name, a white-label payment gateway lets businesses create a smooth payment experience for customers without needing a lot of technical know-how. This means customers can pay easily and safely, and businesses stay in control of the whole payment process. What’s great is that a white-label payment gateway allows businesses to personalise the payment experience. They can use their logos and colours and even customise how the checkout looks to match their brand. This way, businesses can create a payment journey that feels connected and special for their customers. Plus, with a white label payment gateway, customers don’t have to go to other websites during payments. Everything happens within the business’s own space, making sure the whole payment experience stays smooth and in line with the brand.
Advantages Of White Label Payment Gateways
- Zero Formation Costs: White label payment gateways eliminate the need for extra setup expenses, allowing businesses to allocate funds towards other areas of improvement.
- Enhanced Brand Reputation: By providing a reliable and easy-to-use payment experience under the business’s unique logo, utilising a white label payment gateway builds brand confidence with customers.
- Cost-Effective Solutions: Opting for a white label payment gateway provides businesses with advanced payment features at a lower cost compared to developing an in-house payment system.
- Adaptability and Growth: White label payment gateways offer flexibility, enabling businesses to adjust and expand their payment solutions as needed, ensuring compatibility with diverse platforms and accommodating business growth.
- Industry Expertise: Utilising a white label payment gateway allows businesses to tap into the expertise of payment professionals without the need for developing an independent payment infrastructure, saving both time and effort.
- Insights through Data Analysis: White label payment gateways provide businesses with valuable data insights, enabling them to analyse customer behaviour, preferences, and transaction patterns for informed decision-making in optimising the payment experience.
- Fostering Customer Loyalty: A seamless and branded payment experience with a white label payment gateway contributes to building customer loyalty, as customers are more likely to stick with a brand that offers a consistent and user-friendly payment process, fostering long-term relationships.
The Finest White Label Payment Gateways and Pricing
1. SecurePay
Earning recognition as a top-notch white label payment gateway, SecurePay is delighted to announce its recent win of the esteemed “Best Payments Gateway” award for 2022. This achievement is a clear reflection of the exceptional dedication and expertise demonstrated by the SecurePay team in providing high-quality payment solutions. The team is genuinely honoured by this acknowledgement, highlighting their commitment to ensuring your business and your customers enjoy secure and seamless payment experiences. This award showcases SecurePay’s current standing and underscores the ongoing innovation and reliability they have built into their services.
As a leading white label payment gateway, SecurePay sets itself apart by offering a customizable and brandable payment processing solution. By partnering with them, you gain access to a platform that not only accepts a diverse range of payment methods but also prioritises the security and integrity of transactions. This award solidifies SecurePay’s reputation as your go-to partner for a white label payment gateway that seamlessly combines cutting-edge technology with an unwavering commitment to excellence in the ever-evolving landscape of online transactions.
Website: https://www.securepay.com.au/
Key Features:-
- Accepts Various Payment Methods
- Apple Pay
- Seamless Integrations
- Dynamic Currency Conversion
- Security and Fraud Protection
- Simple Reporting
Pricing: Starts from $800/year to $2200/year
2. Akurateco
Akurateco shines as an outstanding choice for a white label payment gateway, designed by experienced fintech experts with a remarkable 15 years in the field. Whether you are a startup Payment Service Provider (PSP) seeking a trustworthy system or an established PSP wanting to elevate your services to merchants, Akurateco is customised to meet your requirements. Its standout feature includes seamless integration with over 300 acquirers and payment providers through a single connection, ensuring both you and your merchants enjoy a smooth and comprehensive payment experience. Akurateco’s dedication to staying ahead in the fast-changing market is evident in its swift development of new connectors upon your request, showcasing its commitment to keeping up with industry advancements.
In the world of modern payment software, Akurateco takes a unique approach by customising its system to fit your business’s specific needs. You have the flexibility to choose how you use the system—whether through Software-as-a-Service, on-premise, or Cloud-Agnostic models. Going the extra mile, Akurateco introduces the innovative concept of Payment Team as a Service, providing full support and guidance every step of the way. With its easy-to-use features, adaptability, and a strong focus on your success, Akurateco stands out as a key player in making white label payment gateway solutions a breeze for your business.
Website: https://akurateco.com/
Key Features:-
- Billing and Smart Invoicing
- Smart Payment Routing
- Fraud Prevention in Payments
- Administrative Dashboard
- Mobile Application Integration
- Tokenization Services
- Analytics for Payments
- Cross-Platform Data Exchange
Pricing: Contact Service Provider
3. Ikajo
Ikajo is not just any white label payment gateway; it’s a standout choice for businesses. Offering a range of integration options and supporting over 100 payment methods, Ikajo is your go-to versatile platform. Whether you are dealing with standard card payments or exploring alternative options, Ikajo has you covered, handling transactions in more than 150 currencies. Security is a top priority, with real-time checks on every transaction based on over 100 parameters, ensuring a safe experience for customers, whether it’s a one-time payment or a recurring one with different verification scenarios. What’s even more enticing about Ikajo is its built-in fraud and chargeback prevention software, a great assurance for clients.
Whether your business is on the smaller side or medium-sized, you can opt for HPP integration. Meanwhile, for those dealing with high transaction volumes, API integration is the way to go. Ikajo doesn’t stop there; it provides various transaction types to suit your business needs, including payment transactions, cancellations, payouts (especially useful for the gambling industry), and recurring payments and subscriptions that simplify transactions based on customer-set intervals and agreed-upon fee structures. This makes Ikajo a top-tier choice in the world of White Label Payment Gateway Solutions, offering businesses a reliable partner with versatility, security, and ease of use at its core.
Website: https://ikajo.com/
Key Features:-
- Flexible Cloud Deployment Options
- 24/7 Maintenance for Hardware and Software
- Dynamic Currency Conversion Expertise
- High SLA of 99.995%
- PCI DSS 3.2 Certification Across Equipment, Solutions, and Processes
- Support for SMS and DMS Payment Schemes
- 3DS 2.0 Compliance
Pricing: Contact Service Provider
4. PaySpace
PaySpace goes beyond the ordinary as a payment processor – its commitment is to provide an outstanding solution for a seamless global payment experience for your customers. Using advanced technologies, they cater to a diverse range of clients and stand out for their ability to work seamlessly with high-risk industries. Whether you need a personalised white-label gateway solution or strong security measures, they are ready to craft solutions that fit your business perfectly. At PaySpace, security takes centre stage, utilising advanced in-house tools to tackle fraud and prevent chargebacks, ensuring the safety of each transaction.
Whether your customers prefer major bank cards or alternative payment methods, PaySpace’s dedication to offering a comprehensive and user-friendly payment solution reflects its commitment to supporting the diverse needs of businesses. They present themselves as your strategic partner in success, offering more than just payment processing. They give you a powerful management tool that makes it easy for you to manage successful marketing and sales campaigns, which in turn increases revenue and broadens your base of customers. With PaySpace, your payment solutions are not just efficient; they are tailored to elevate the specific goals and requirements of your business, making them a dependable and trusted partner on your journey.
Website: https://payspacelv.com/
Key Features:-
- Advanced Safeguards Against Chargebacks and Fraud
- PCI DSS Certification Assurance
- Expert Support for Dispute Resolution
- Elevated Security Through 3D Secure
- Robust Security for Network
- Comprehensive Assistance Throughout the Transaction Lifecycle
- Efficient Management with a Virtual Terminal
Pricing: Starting at 1.2%
5. NORBr
With an average of over 8 years of experience in payments, NORBr stands out as a top-notch white label payment gateway. NORBr’s cutting-edge platform, particularly its flagship product NORBr Infra, offers a unique opportunity for your business to shine. This exceptional solution allows you to customise your payment system and brand it with your logo, highlighting the importance of building trust and familiarity with your customers in the ever-evolving digital landscape. NORBr Infra distinguishes itself with a wide range of features tailored to the fast-paced digital world.
It supports various payment methods, such as credit cards, digital wallets, and bank transfers, ensuring your business can cater to diverse customer preferences. NORBr prioritises security, evident in the detailed protocols outlined in their product documentation, showcasing their commitment to keeping your financial information secure. Another noteworthy aspect is NORBr Infra’s adaptability, making it suitable for businesses of all sizes, offering customised solutions that can grow with your business. NORBr leads the way with a user-friendly and forward-thinking white-label payment gateway, earning trust in the dynamic digital marketplace.
Website: https://norbr.com/
Key Features:-
- Payment Security
- Smart Unified Checkout
- No-Code Platform
- Effortless Integration
- Custom Dashboards
- Simplify Payment
- High-Quality Service
Pricing: Contact Service Provider
6. Decta
Decta shines as an excellent white label payment gateway, standing out with its advanced hosted, cloud-based solutions. This cutting-edge platform is designed to give you and your business a unified payment gateway, opening up new opportunities in the world of e-commerce. Decta goes above and beyond, offering a wide range of payment methods, including global payment networks, open banking, digital wallets, and direct connections to acquirers. Its user-friendly interface, packed with powerful payment management tools, ensures a smooth experience for you, adapting seamlessly to various devices and screen sizes.
Your flexibility with Decta does not end there—it extends to diverse checkout options, whether you prefer full payment pages, iFrames, direct posts, or APIs. This adaptability empowers your business to tailor payment processes to your specific needs. What makes Decta stand out is its fully customizable software, ready for easy rebranding and smooth integration with any payment engine of your choice. With this flexibility and the platform’s user-friendly features, Decta emerges as the perfect choice for businesses like yours, seeking a versatile and efficient white label payment gateway solution.
Website: https://www.decta.com/
Key Features:-
- Compliance Tracking
- Various Payment Checkouts
- Online Payment Statuses & Reports
- Advanced Analytics
- Multi-Currency Support
- Single Access Point For All Data
- eWallet Funding And Purchase Support
Pricing: Contact Service Provider
7. Boxopay
With over 13 years in the game, Boxopay emerges as a standout choice for you and your business as a white label payment gateway, specifically created for e-commerce acquirers and PSPs. This versatile solution is designed to adapt to your unique needs, providing a personalised touch. What makes Boxopay distinctive is its on-premises distribution model, meaning it’s hosted directly on your infrastructure, ensuring a secure and customised approach to handling your business’s payments. A key highlight of Boxopay is its straightforward pricing model, which is particularly beneficial for startups like yours.
Instead of burdening your business with huge fees, Boxopay charges a small amount per transaction, making it a cost-effective option for emerging enterprises. This not only addresses the financial considerations of startups but also showcases Boxopay’s dedication to offering accessible and tailored solutions for businesses like yours entering the e-commerce arena. With a wealth of experience and a focus on your specific needs, Boxopay stands out as a reliable and adaptable white-label payment gateway in the ever-changing landscape of online transactions.
Website: https://boxopay.com/
Key Features:-
- No-Code
- API Integration
- Multicurrency And Multi-Language Capabilities
- Payment Analytics
- Automation Features
- Card Issuing/Baas
- Acquirer Processing
- Loyalty Management
- KYC Onboarding
Pricing: Starts from 0.015 EUR per transaction
Conclusion
You need to recognize the variety of options available, each offering specific benefits to cater to your unique needs. Whether you are drawn to Decta’s seamless and adaptable solutions or Boxopay’s user-friendly approach, the journey into these leading payment gateways highlights the ever-changing dynamics of online business. The choice of a payment gateway is not just about functionality; it’s a strategic decision that directly impacts how smoothly transactions flow, how flexible your system is, and how cost-effective it can be for your business. Guiding the dynamic landscape of online transactions requires making informed decisions. Therefore, selecting a gateway that aligns with the specific needs and goals of your unique digital venture is crucial for a successful and efficient payment process.
